XM

Broker Overview

XM is a brokerage brand associated with Trading Point group. The research record describes its ownership as: Private. The brand’s operating history is recorded as 2009, while the headquarters or principal operating location captured in this review is Cyprus-origin group. Its official domain is https://www.xm.com/. The broker serves different markets through separate companies, so users should not assume that one group entity, product list or protection framework applies worldwide. The target-market summary in the reviewed record is: FX/CFDs in permitted countries; regional product and bonus rules differ.

Regulation and Legal Structure

The representative legal-entity record states: Trading Point of Financial Instruments Pty Ltd (Australia, AFSL 443670); Trading Point of Financial Instruments Ltd (Cyprus, CySEC 120/10); other group entities. The client-coverage note states: At least Australian and Cyprus entities were evidenced. The current global onboarding entity was not fully resolved in this run. These statements should be read at entity level. A licence belonging to one company does not automatically cover another affiliate, and a registration, service company, payment processor or introducing entity should not be described as the product issuer unless the legal documents confirm that role. The database confidence for this profile is Medium, and the provisional evidence score is 69/100. This score assesses the quality of the public evidence reviewed; it is not a safety guarantee or personal recommendation.

Accounts and Trading Conditions

The trading record states: MT4, MT5, web/mobile and demo; account types differ by location. The pricing record states: Minimum deposit, exact EUR/USD typical spread, commissions and swap-free rules: Not Verified across current entities. Published spreads, commissions and minimums are treated as advertised information rather than independently observed execution costs. Before publication, the relevant account type, legal entity, currency, measurement date, commission basis and financing terms should be shown together. Maximum leverage is jurisdiction- and client-classification dependent and was not treated as one global brand-level figure in this profile.

Platforms and Apps

Based on the reviewed materials, the main platform and access information is: MT4, MT5, web/mobile and demo; account types differ by location. Platform availability can differ by region. An MT4 or MT5 logo on a group page does not prove that every entity or account supports that platform. Likewise, official App Store and Google Play listings should be linked only after the developer identity and regional availability have been verified. This profile includes the required screenshot filenames, but no image asset is represented as cleared for republication unless a source or permission is stated.

Markets and Instruments

The broad product snapshot is: Exact current instrument categories were not publicly verified in this research run. Exact instrument counts should not be quoted unless they are current, entity-specific and verified on an official product page. Where a broker offers both real securities and derivatives, those categories should be distinguished. The same asset name can represent a share, future, option, rolling forex contract or CFD with materially different ownership and risk.

Deposits and Withdrawals

The service-information record states: Education, webinars, analysis and support are advertised. A complete payment review should verify the payment beneficiary, supported methods, currencies, processing windows, withdrawal rules and any third-party or conversion charges. Those details were not uniformly captured across all entities in the current database, so the profile uses “Not publicly available” rather than filling gaps from comparison websites. A small withdrawal test can provide operational evidence, but it does not replace regulator and entity verification.

Customer Support

The available support summary is: Education, webinars, analysis and support are advertised. Support hours, languages, telephone numbers and email addresses should be checked on the entity-specific contact page immediately before publication. Users should contact firms through independently verified official details, particularly when an unsolicited representative provides a different domain, messaging number or payment instruction.

Important Considerations

The execution and risk note states: Retail leverage and protection depend on entity; promotional leverage must not be applied globally. The regulatory-history note states: No current serious restriction identified from the primary sources reviewed; complete warning-list sweep pending. The recorded conflict or qualification is: Brand/entity routing was not transparent enough in indexed current pages to publish a global licence badge. The unresolved research item is: Identify the exact entity serving each target country and obtain current fee PDFs. The principal source set used in this review included XM regulatory information, XM legal documents. All information was last checked on 10 July 2026. Users and editors should repeat the official-register and legal-document checks before opening an account, depositing funds or presenting the broker in a jurisdiction-specific ranking.